FinanciallyFit DC Public Library Resource List

Woodridge Library

FinanciallyFit DC Public Library Resource List

Books, Digital Resources and More

Take charge of your personal finances by joining Financially Fit DC and using the resources available to you at the DC Public Library. Check them out today.

Making a budget

Get a Financial Life 
A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance. More than ever before, people in their 20s and 30s need help getting their financial lives in order.  From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today's ever-changing landscape. 

MONEY Master the Game 
Tony Robbins turns to the topic that vexes us all: How to secure financial freedom for ourselves and for our families. "If there were a Pulitzer Prize for investment books, this one would win, hands down" (Forbes). Tony Robbins is one of the most revered writers and thinkers of our time. People from all over the world—from the disadvantaged to the well-heeled, from twenty-somethings to retirees—credit him for giving them the inspiration and the tools for transforming their lives. 

Personal Finance For Dummies 
Now updated, this is the proven guide to taking control of your finances. The bestselling Personal Finance For Dummies has helped countless readers budget their funds successfully, rein in debt and build a strong foundation for the future. Now, renowned financial counselor Eric Tyson combines his time-tested financial advice along with updates to his strategies that reflect changing market conditions, giving you a better-than-ever guide to taking an honest look at your current financial health and setting realistic goals for the future. Inside, you'll find techniques for tracking expenditures, reducing spending, and getting out from under the burden of high-interest debt. 

Personal Finance For Seniors For Dummies 
 Are you nearing (or already basking in) retirement? This helpful guide addresses fast and easy way for Baby Boomers to protect their financial future and the unique financial opportunities and challenges you'll face as you enter your golden years. 

Rich Dad Poor Dad 
In Rich Dad Poor Dad, the #1 Personal Finance book of all time, Robert Kiyosaki shares the story of his two dads: his real father, whom he calls his 'poor dad,' and the father of his best friend, the man who became his mentor and his 'rich dad.' One man was well educated and an employee all his life, the other's education was street smarts" over traditional classroom education and he took the path of entrepreneurship...a road that led him to become one of the wealthiest men in Hawaii. 

Building Wealth Through Saving

 

In the Black: live faithfully, prosper financially: the ultimate 9-step plan for financial fitness 
With economic uncertainty reaching unprecedented levels, Aaron W. Smith's accessible nine-step plan to take control of your financial future will resonate whether you're just starting out or finding yourself midlife with concerns about your retirement. In the Black will transform your retirement plans, regardless of income, by offering concrete advice on what opportunities are available and using real-life examples to illustrate how anyone can achieve their financial dreams be they middle-aged and facing debt or actively saving since their early twenties. 

 

Do I look like an ATM? : A parents' guide to raising financially responsible African American children 
Nominated for the 45th NAACP Image Awards, Outstanding Literary Work, this book is instructional with step-by-step advice and exercises for African American parents and their children, this guide to fiscal responsibility sets out to establish new financial behavior so young people will avoid the personal economic problems that have plagued the culture. 

Fight for Your Money 
Fight for Your Money shows how you are being taken on your cell phone contract, cable bill, car purchase, credit card, life insurance, healthcare, 401(k) plan, and much more. When you know how the system is rigged–the extra points, the hidden fees, the late charges, the unused tax breaks, the escalating rates–you can fight back against the pickpockets and save literally thousands every year. 

Financial Freedom 
Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. 

How to Turn $100 into $1,000,000: The ultimate kids’ guide to money: earning it, saving it, and investing it
A thorough introduction to finance from the people behind BizKid$, How to Turn $100 into $1 Million includes chapters on setting financial goals, making a budget, getting a job, starting a business, and investing smartly – and how to think like a millionaire. Plus: a one-page business plan template, a two-page plan to become a millionaire, and a personal budget tracker. 

 

Joy of Financial Planning : 7 Strategies for Transforming Your Finances and Reclaiming Your American Dream 
Joy of Financial Planning shows how to overcome the challenges of a highly competitive, politicized economy. The good news is you can still make an impact on a world desperately in need of your financial success. 

Money, Real Quick 
Mobile money, e-money, e-float, e-wallets, mobile banking, however you characterize it, is not just a cool app. It's a killer app, the first for mobile phones in the developing world. It's also a disruptive innovation that threatens incumbent businesses and is sparking new business formation and entrepreneurship. 

Nowhere is this mobile money phenomenon more prevalent and successful than in Kenya. In five years, 19 million Kenyans, nearly 70% of the adult population, have signed up for mobile money services. Sixteen million are customers of M-PESA ('M' for Mobile and pesa means money in Swahili). 

Your Money or Your Life 
Whether you're just beginning your financial life or heading towards retirement, this book will show you how to:  
• Get out of debt and develop savings 
• Save money through mindfulness and good habits, rather than strict budgeting 
• Declutter your life and live well for less 
• Invest your savings and begin creating wealth 
• Save the planet while saving money 
• ...and so much more! 
"The seminal guide to the new morality of personal money management." -Los Angeles Times 

Managing Credit 

Don't Break the Bank 
Peterson's Don't Break the Bank is the must-have guide for middle school, high school, and college students who want—or need—to learn how to manage their money. Readers will find real-life advice from students as well as expert money-saving tips from financial experts. 

Make Money, Not Excuses 
"I don't have time to deal with my money." "Managing money and investing is too intimidating." "I'm not a numbers person." "My husband takes care of our finances." "I'm just not good with money." Jean Chatzky has heard all the excuses for why women don't deal with their finances. 

The Naked Roommate 
Hundreds of thousands of students agree, The Naked Roommate is the #1 go-to guide for your very best college experience! From sharing a bathroom with 40 strangers to sharing lecture notes, The Naked Roommate is your behind-the-scenes look at EVERYTHING you need to know about college (but never knew you needed to know). This essential, fully updated edition is packed with real-life advice on everything from managing money to managing stress. 

QuickBooks online for dummies
"Accounting's a breeze with QuickBook Online! Part of running a small business is handling accounting chores. For most business owners, it's not their favorite part. Well, with QuickBooks Online and this step-by-step guide, accounting can be practically painless! You'll discover how to build a budget, process payroll, create invoices and credit memos, manage inventory, generate financial reports, and much more from any device. 

Quicken for Windows : the official guide 
"The only official guide to the #1 personal finance software. Take control of your personal finances using the best practices and time-saving tips in Quicken For Windows The Official Guide, Eighth Edition! Find out the most effective methods for tracking your income, expenses, savings, transactions, investments, and so much more. 

Solve your money troubles: strategies to get out of debt and stay that way 
Struggling with debt? Find solutions here.  Conquering overwhelming debt starts with understanding your options. Solve Your Money Troubles gives you the tools you need to get your finances back on track. Learn how to: stop debt collector harassment cold negotiate down your debt with creditors reduce your student loan payments, and create a healthy financial plan that you can live with. 

Investing in your 20s & 30s for dummies 
Covering everything from evaluating assets and managing risk to demystifying your portfolio, this guide offers expert investment advice that you shouldn't be without. 

Preparing to buy a home 

10 Secrets to Successful Home Buying and Selling 
This book helps you get at not only the practical aspects of home buying and selling, but also the emotional side of what is usually the largest and most anxiety-riddled transactions of your lifetime. If you are thinking of buying or selling a home, it pays big dividends to read Lois Vitt's advice before you do!" 

–Jordan E. Goodman, America's Money Answers Man and author of Everyone's Money Book 

The Automatic Millionaire Homeowner 
Imagine this, you buy a home, live in it, then buy another. You build your wealth through real estate—and then retire rich. It may sound too good to be true. But it's not. It has happened, it's happening now and it will continue to happen for millions of people over the next few decades. The question is, will it happen for you? If you want the answer to be "yes," then stop what you are doing and open this book. Read a few pages. Bach's simple strategies make you rich where you sleep. 

Cover image for The book on negotiating real estate : expert strategies for getting the best deals when buying & selling investment property

The book on negotiating real estate: expert strategies for getting the best deals when buying & selling an investment property
With over 1,000 successful real estate deals between them, the authors combine the science of negotiation with real world experience to dive into all aspects of the real estate negotiation process -- from the first interaction with a buyer or seller, to renegotiating the contract after unexpected issues arise, to last-minute concessions at closing.

 

Home Building Contractor Secrets 
For the first time ever, you can get the secrets of the pros...in a format that anyone can follow! Here are just a few of the topics covered in the book:
• How to estimate the cost of your home BEFORE the plans are drawn
• Four things you can do to make sure you never have a problem with your town’s building committee
• The five things every complete set of plans should include
• The one tool that can save you THOUSANDS of dollars and hours of grief
• The ten best places to get referrals and recommendations  and much, much more... 

The mortgage encyclopedia: an authoritative guide to mortgage programs, practices, prices, and pitfalls 
From A-Credit to Zero Balance, the alphabetical organization of terms makes it easy for you to quickly find information on any topic. You get not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or hoping to become one), a real estate agent, a loan provider, or an attorney.

The No-Nonsense Real Estate Investor's Kit 
In The No-Nonsense Real Estate Investor’s Kit, noted author and real estate expert, Thomas J. Lucier provides detailed information, step-by-step instructions and practical advice for both beginning and experienced investors, who want to join the ranks of America's real estate millionaires! 

Real Estate Math Demystified 
This fast and easy guide offers: 

  • An explanation of the importance and use of Time Value of Money 
  • Exercises for calculating mortgage payments 
  • Various methods for appraising property 
  • Breakdowns of closing statements from purchase/sale transactions 

Simple enough for a beginner, but challenging enough for a more advanced student, this book is your shortcut to success in the lucrative field of real estate.

Preparing for Retirement 

Get a Life 
Get a Life shows you how to beat the anxiety surrounding retirement, and to develop a plan to make your golden years the best of your life by: 

  • Developing family relationships
  • Maintaining and creating friendships 
  • Improving health 
  • Keeping active 
  • Developing a robust curiosity for the world 
  • Realistically calculating how much money you need and how to secure it 

How to Make Your Money Last 
Now completely updated to reflect the changes in tax legislation, health insurance, and the new investment realities. In this "highly valuable resource" (Publishers Weekly, starred review) Quinn "provides simple, straightforward" (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more!  Will you run out of money in your older age? That's the biggest worry for people newly retired or planning to retire. 

Cover image for How to survive retirement : reinventing yourself for the life you've always wanted
How to survive retirement: reinventing yourself for the life you've always wanted
Although a life of ease may have been your dream, retirement brings with it a host of questions, problems, and responsibilities that never occurred to you and now may seem insurmountable. How to Survive Retirement will help you plan for most any eventuality during the golden years. 

Long-Term Care
Finding the right kind of long-term care often requires making difficult decisions during difficult times. Long-Term Care helps you understand the alternatives to nursing facilities and shows you how to find the best care you can afford. 

Retire on real estate: building rental income for a safe and secure retirement 
Want to build a nest egg that never stops giving? Rental income is the safest, surest way to fund the retirement of your dreams -- and it's easier to get into that you may think. 

The ultimate retirement guide for 50+: winning strategies to make your money last a lifetime 
Suze Orman guides you toward a plan that will put you in control of your financial future and help you to create the retirement you deserve"-- Provided by publisher. 

Other Books of Interest 

Black Stats: African Americans by the numbers in the twenty-first century by Morris, Monique W.
"Black Stats-- a comprehensive guide filled with contemporary facts and figures on African Americans-- is an essential reference for anyone attempting to fathom the complex state of our nation. With fascinating and often surprising information on everything from incarceration rates, lending practices, and the arts to marriage, voting habits, and green jobs, the contextualized material in this book will better attune readers to telling trends while challenging commonly held, yet often misguided, perceptions. 

The Burden: African Americans and the enduring impact of slavery by Riley, Rochelle
This book is a plea to America to understand what life post-slavery remains like for many African Americans, who are descended from people whose unpaid labor built this land, but have had to spend the last century and a half carrying the dual burden of fighting racial injustice and rising above the lowered expectations and hateful bigotry that attempt to keep them shackled to that past. 

The color of money: black banks and the racial wealth gap by Baradaran, Mehrsa
“When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States' total wealth. More than 150 years later, that number has barely budged. The Color of Money pursues the persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. 

Homewreckers: how a gang of Wall Street kingpins, hedge fund magnates, crooked banks, and vulture capitalists suckered millions out of their homes and demolished the American dream  by Glantz, Aaron
"A shocking investigation into America's housing crisis and the modern-day robber barons who made money off the backs of the disenfranchised working class-among them, Trump and his inner circle"-- Provided by publisher. 

Property by Shriver, Lionel 
A striking new collection of ten short stories and two novellas that explores the idea of property in every meaning of the word, from the acclaimed New York Times bestselling author of the National Book Award finalist So Much for That and the international bestseller We Need to Talk About Kevin. Intermingling settings in America and Britain, Lionel Shriver's first collection explores property in both senses of the word: real estate and stuff. 

 
The Pursuit of Happyness by Gardner, Chris  
The astounding yet true rags-to-riches saga of a homeless father who raised and cared for his son on the mean streets of San Francisco and went on to become a crown prince of Wall Street. At the age of twenty, Chris Gardner arrived in San Francisco to pursue a promising career in medicine. However, he surprised everyone and himself by setting his sights on the competitive world of high finance. Yet no sooner had he landed an entry-level position at a prestigious firm, Gardner found himself caught in a web of incredibly challenging circumstances that left him part of the city's working homeless with his toddler son 

 

 

Racial taxation: schools, segregation, and taxpayer citizenship, 1869-1973 by Walsh, Camille
In the United States, it is quite common to lay claim to the benefits of society by appealing to "taxpayer citizenship--the idea that, as taxpayers, we deserve access to certain social services like a public education. Tracing the genealogy of this concept, Camille Walsh shows how tax policy and taxpayer identity were built on the foundations of white supremacy and intertwined with ideas of whiteness. From the origins of unequal public school funding after the Civil War through school desegregation cases from Brown v. Board of Education to San Antonio v. Rodriguez in the 1970s, this study spans over a century of racial injustice, dramatic courtroom clashes, and white supremacist backlash to collective justice claims. 

Binga: the rise and fall of Chicago's first Black banker by Hayner, Don
Binga is the definitive full-length biography of Jesse Binga, the first black banker in Chicago. Born into a large family in Detroit, Binga arrived in Chicago in 1892 in his late twenties with virtually nothing. Through his wits and resourcefulness, he rose to wealth and influence as a real estate broker, and in 1908 he founded the Binga Bank, the first black-owned bank in the city. But his achievements were followed by an equally notable downfall. Binga recounts this gripping story about race, history, politics, and finance. 

The work: the search for a life that matters by Moore, Wes, 
"Wes Moore's remarkable bestseller The Other Wes Moore ends when Wes completes his journey from a fatherless delinquent to college graduate and heads off to Oxford on a Rhodes Scholarship. But what happens next? Next, he had to figure out the answer to the question: What is your work? More than finding a job, he had to find the work he was meant to do. 

Video Resources 

Video: Managing your personal finances by Lynda.com

    Financiallyfit